This is how money moves.®


Introducing Zelle® - a fast, safe and easy way to send money in minutes1 to friends, family and others you trust, right from your mobile banking app. Zelle makes it easy to send money to, or receive money from, people you trust - no matter where they bank.2 Find Zelle here in your Seaside National Bank & Trust app.

Download Seaside National Bank &
Trust App

Send money the way it was meant to be sent.


Fast

Send money directly from your bank account to theirs - typically in minutes.1


Safe

Send or receive money right from your Seaside National Bank & Trust app.


Easy

Send money with just a few taps using just an email address or U.S. mobile phone number.

Find Zelle in your
Seaside National Bank & Trust App


Log in and go to your menu. Scroll down until you see "Send Money with Zelle®". Then, enroll with your U.S. mobile number or email address to get started.

Send.


Select someone from your mobile device's contacts (or add a trusted recipient's email address or U.S. mobile phone number), add the amount you'd like to send and an optional memo, review, then hit "Send."

Request.


Send your friend a request and a way to pay you back directly with Zelle. Just enter their U.S. mobile number or email address, the amount they owe you, and hit send (if your friend isn't enrolled yet, you can only send a request using their email address). When your friend responds, the money will appear in your Seaside National Bank & Trust account.

Split.


Zelle makes it easy to quickly split the bill with a built-in calculator. Just use the 'split' button, select the people in your group and enter the total amount you want to split. Zelle sends a request to everyone for their share (if your friend isn't enrolled yet, you can only send a request using their email address).

Send money in the moment.


Your friend forgot his wallet but not his phone

Don't worry about covering your friend. Zelle lets request
money and get paid back quickly.

For birthday dinners without the match

Split the bill and get paid in a flash.

Your student needs just one more book

When life's unexpected obstacles get in the way, you
don't want your money off track as well.

Zelle FAQ


What is Zelle?

Zelle is a fast, safe and easy way to send money directly between almost any bank accounts in the U.S., typically within minutes.1 With just an email address or U.S. mobile phone number, you can send money to people you trust, regardless of where they bank.2

Who can I send money to with Zelle?

You can send money to friends, family and others you trust.2

Since money is sent directly from your bank account to another person’s bank account within minutes1, it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number.

How do I use Zelle?

You can send, request, or receive money with Zelle. To get started, log into Seaside National Bank & Trust’s mobile app and select “Send Money with Zelle®”. Enter your email address or U.S. mobile phone number, receive a one-time verification code, enter it, accept terms and conditions, and you’re ready to start sending and receiving with Zelle.

To send money using Zelle, simply select someone from your mobile device’s contacts (or add a trusted recipient’s email address or U.S. mobile phone number), add the amount you’d like to send and an optional note, review, then hit “Send.” In most cases, the money is available to your recipient in minutes.1

To request money using Zelle, choose “Request,” select the individual(s) from whom you’d like to request money, enter the amount you’d like to request, include an optional note, review and hit “Request”.3

To receive money, just share your enrolled email address or U.S. mobile phone number with a friend and ask them to send you money with Zelle.

Someone sent me money with Zelle, how do I receive it?

If you have already enrolled with Zelle, you do not need to take any further action. The money will move directly into your bank account, typically within minutes.1

If you have not yet enrolled with Zelle, follow these steps:

  1. Click on the link provided in the payment notification you received via email or text message.
  2. Select Seaside National Bank & Trust.
  3. Follow the instructions provided on the page to enroll and receive your payment. Pay attention to the email address or U.S. mobile number where you received the payment notification - you should enroll with Zelle using that email address or U.S. mobile number to ensure you receive your money.

What types of payments can I make with Zelle?

Zelle is a great way to send money to family, friends, and people you are familiar with such as your personal trainer, babysitter or neighbor.2

Since money is sent directly from your bank account to another person’s bank account within minutes1, Zelle should only be used to send money to friends, family and others you trust.

Neither Seaside National Bank & Trust nor Zelle offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

Are there any fees to send money using Zelle?

Seaside National Bank & Trust does not charge any fees to use Zelle.4

How do I get started?

It’s easy — Zelle is already available within Seaside National Bank & Trust’s mobile banking app! Check our app and follow a few simple steps to enroll with Zelle today.

What if I want to send money to someone whose bank doesn’t offer Zelle?

You can find a full list of participating banks and credit unions live with Zelle here.

If your recipient’s bank isn’t on the list, don’t worry! The list of participating financial institutions is always growing, and your recipient can still use Zelle by downloading the Zelle app for Android and iOS.

To enroll with the Zelle app, your recipient will enter their basic contact information, an email address and U.S. mobile number, and a Visa® or Mastercard® debit card with a U.S. based account (does not include U.S. territories). Zelle does not accept debit cards associated with international deposit accounts or any credit cards.

How does Zelle work?

When you enroll with Zelle through the Seaside National Bank & Trust app, your name, the name of your bank, and the email address or U.S. mobile number you enrolled is shared with Zelle (no sensitive account details are shared – those stay with Seaside National Bank & Trust). When someone sends money to your enrolled email address or U.S. mobile number, Zelle looks up the email address or mobile number in its “directory” and notifies Seaside National Bank & Trust of the incoming payment. Seaside National Bank & Trust then directs the payment into your bank account, all while keeping your sensitive account details private.

Can I use Zelle internationally?

In order to use Zelle, the sender and recipient’s bank accounts must be based in the U.S.

Can I cancel a payment?

If your recipient has not yet enrolled with Zelle, the payment will remain pending and the money will not move from your account. If the recipient does not enroll within 14 days, the payment will expire, and the transaction will need to be made again.

If the person you sent money to has already enrolled with Zelle, the money is sent directly to their bank account and cannot be canceled. This is why it’s important to only send money to people you trust, and always ensure you’ve used the correct email address or U.S. mobile number when sending money.

If you sent money to the wrong person, we recommend contacting the recipient and requesting the money back. If you aren’t able to get your money back, please call us at 1-888-881-SNBT (7628) so we can help you.

How long does it take to receive money with Zelle?

Money sent with Zelle is typically available to an enrolled recipient within minutes.1

If you send money to someone who isn’t enrolled with Zelle, they will receive a notification prompting them to enroll. After enrollment, the money will move directly to your recipient’s account, typically within minutes.1

If your payment is pending, we recommend confirming that the person you sent money to has enrolled with Zelle and that you entered the correct email address or U.S. mobile phone number.

If you’re waiting to receive money, you should check to see if you’ve received a payment notification via email or text message. If you haven’t received a payment notification, we recommend following up with the sender to confirm they entered the correct email address or U.S. mobile phone number.

Still having trouble? Please give the Seaside National Bank & Trust customer support team a call toll-free at 1-888-881-SNBT (7628) or get in touch through our support page.

Will the person I send money to be notified?

Yes! They will receive a notification via email or text message.

Is my information secure?

Keeping your money and information safe is a top priority for Seaside National Bank & Trust. When you use Zelle within our mobile app, your information is protected with the same technology we use to keep your bank account safe.

I’m unsure about using Zelle to pay someone I don’t know. What should I do?

If you don’t know the person, or aren’t sure you will get what you paid for (for example, items bought from an online bidding or sales site), you should not use Zelle for these types of transactions.

These transactions are potentially high risk (just like sending cash to a person you don’t know is high risk). Neither Seaside National Bank & Trust nor Zelle offers a protection program for any authorized payments made with Zelle – for example, if you do not receive the item you paid for or the item is not as described or as you expected.

What if I get an error message when I try to enroll an email address or U.S. mobile number?

Your email address or U.S. mobile phone number may already be enrolled with Zelle at another bank or credit union. Call our customer support team and ask them to move your email address or U.S. mobile phone number to Seaside National Bank & Trust so you can use it for Zelle.

Once customer support moves your email address or U.S. mobile phone number, it will be connected to your Seaside National Bank & Trust account so you can start sending and receiving money with Zelle through the Seaside National Bank & Trust mobile banking app. Please call Seaside National Bank & Trust customer support toll-free at 1-888-881-SNBT (7628) for help.

Enroll with Zelle and get your money moving


Unlock more convenience from your mobile banking app by using Zelle. Enjoy the benefits of a fast, safe and easy way of sending and receiving money in minutes.1

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