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The Seaside Difference

Lending a Hand

One of the many perks of being part of our community is that we can work together to help you with all your loan needs. Contact your Client Advisor to get started with one of our personal loans or lines of credit.
Loans and Lines of Credit

We have competitive rates and offer the best financial boosts to your purchases. We can also tailor an installment loan that will fit your more minor borrowing needs.
 

Auto Loans

Get on the road faster while saving money with our smart auto loan options. With competitive rates on our loans, it allows you the flexibility to choose from various terms to fit your needs.
 

Home Equity Lines of Credit (HELOC)

A home equity line of credit gives you the money you need for home improvements, college expenses, and more. The best part, no annual fees if you already have an active Seaside checking account and debit card.
 

Home Equity Loans

If you’ve lived in your house long enough to build substantial equity, you can borrow against it to add even more value to your home through repairs, renovations, and additions. All it takes to get started is a quick visit or call to your client advisor.
 

Residential Lending

The housing market can be intimidating, but that doesn’t mean your mortgage should be. With flexible loan programs and terms that fit whatever home you’re looking for, we can work together to find the right solution to your home-buying needs.

  • Fixed and adjustable rate mortgages
  • Jumbo loans
  • Physician mortgages
  • Construction and renovation options  
Learn More

Contact Your Client Advisor

Learning Center

6 Steps to Get a Loan or Line of Credit
Is it time to start that kitchen renovation project you’ve been dreaming of? Are you looking at a new car or home? Or do you need help paying for your kid’s college tuition?
 
With United, those dreams are attainable—and they don’t have to be overwhelming or launch you into financial chaos. We have a full suite of flexible lending options ready to fit your needs, and we’ll be there to support you throughout every step of the process.
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Understanding The Ins And Outs Of Your Credit Score
You’re probably aware of how important your credit score is when you’re applying for a loan or line of credit. But what do you know beyond that? Learn what your credit score means, how you can improve it, and why your credit score may differ depending on where you get it.
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How Much Debt Is Normal At My Age?
Are you feeling overwhelmed by student loans or credit card debt? If so, you’re not alone. Whether you’re just starting out in the workforce or a career veteran, learning how to reduce your debt can help you take control of your finances.
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