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Learning Center

The Seaside Learning Center is an educational forum where thoughts, ideas and information is shared with our clients, Seaside Professionals and with the communities we serve.

Protect Yourself from Cybercrime

Online financial transactions give clients the ease of any time, anywhere banking. The unintended consequence is that criminals take advantage of this convenience, too.

A Closer Look at Market Capitalization

There are many ways to slice and dice your investment portfolio. Having a healthy balance of investments — no matter how you slice it — can help manage risk through the ups and downs of the market.

Do You Need a Will or a Trust or Both?

If you’re like many people, you’ve heard the terms “will” and “trust,” but you may not know the differences between them. More important, you may not know which one you need. You’ll find some answers here.

Wealth Transfer Checklist

Having conversations about distributing your money, home and other assets after you’re gone may be uncomfortable, but it’s important to address the topic so you and your heirs are prepared. 

Estate Planning With Your Parents

Money is a taboo subject in many families, which makes it more difficult to talk with your aging parents about financial planning. Here are some tips for approaching this sensitive topic.

Generating Retirement Income: Pros and Cons of 4 Strategies

Once you retire, you may breathe a sigh of relief that you’re done prioritizing retirement savings among all the other competing demands for your money. Congratulations; take a moment to celebrate! Then direct your attention to your new challenge: You must turn your retirement savings into a stream of income you can live on and ensure that it lasts throughout your retirement.

6 Steps to Get a Loan or Line of Credit

Is it time to start that kitchen renovation project you’ve been dreaming of? Are you looking at a new car or home? Or do you need help paying for your kid’s college tuition?
 
With United, those dreams are attainable—and they don’t have to be overwhelming or launch you into financial chaos. We have a full suite of flexible lending options ready to fit your needs, and we’ll be there to support you throughout every step of the process.

Give your Portfolio a Reality Checkup

News about the stock market plunging or soaring may grab your attention, but what does it mean for your own investment portfolio? Following the Dow Jones Industrial Average (DJIA) and Standard & Poor’s (S&P) 500 can give you a general idea of the direction the stock market is going, but it doesn’t tell the whole story.

Going From Two Incomes to One

Whether it’s due to one partner staying home to raise the kids or due to a job loss, households transitioning from two incomes to one may face a large financial challenge. Whether living on one income is your dream come true or a circumstance you hope to avoid, it helps to be prepared and think through your options. Here are seven things to consider...

Tips to Help Aging Parents Manage Their Finances

Family discussions surrounding money and finances can often be awkward. And for adult children, having these conversations can be especially difficult with aging parents. You might be seeing a decline in your loved one’s health and/or cognitive abilities that could be impacting their ability to manage money. 

Becoming a Consultant in Retirement

Whether it’s to bring in extra income or to impart your knowledge to the next generation, becoming a consultant can be a great way to transition into retirement. And you’re in good company. Those ages 50 and older are the fastest growing segment of entrepreneurs.* Here are some tips to help you ease into making the switch.

Don’t Let Financial Anxiety Throw You Off Course

A global pandemic, economic uncertainty and civil unrest have caused many of us to question everything — from jobs and travel opportunities to investing and retirement savings. Here are some steps you can take to help you move forward with confidence.