Loans made to your small business are directly approved through the SBA. The type of loans the SBA provides include loans for physical and economic damage caused by a declared disaster.
Learn more about the types of loans offered using the link shown below.
The current pandemic would be categorized as an economic injury disaster loan.
Application period is available through May 8, 2020
- Up to $50,000 per eligible small business
- Term will be 1 year
- Interest Rate will be interest-free for the term of the loan (1 year) and will carry an interest free period for up to one year
Find out how to apply at:
Our Focus is On You and Your Business
As your small business continues to navigate these unchartered waters, Seaside National Bank & Trust is ready to help. Contact your Client Advisor or call us at 407.567.2222 or 1-888-881-7628, if we can be of assistance.
Control the management of your assets today, while providing financial security for your family. A trust is an effective tool for managing your assets during your lifetime and for the benefit of your loved ones after you are gone. A trust ensures that your assets will be managed in the future according to your wishes, as well as providing significant tax advantages to help you preserve those assets in the present. When you name Seaside as your trustee, you and your beneficiaries enjoy the knowledge and expertise of a breadth of specialists in such fields as:
- Investment Research and Management
- Securities Trading
- Real Estate
- Family Business
- Estate Settlement Services
About Financial PlanningYour financial affairs are complex. As one area of your financial situation changes, it directly impacts others. Seaside has experienced professionals on staff to help perform a thorough analysis. This analysis will create your complete picture while supporting your goal.
Comprehensive Financial PlanningBy understanding your individual objectives, we can help select investment alternatives and services suited to meet your financial needs and your tolerance for risk. We will consistently review portfolio and design strategies that can help manage your wealth and preserve your income, while addressing any individual investment issues you may have.
Retirement PlanningWe can help you choose investment alternatives that guide you through the changes in your life that can affect your retirement savings, as well as assist in preserving your income for the future.
Educational PlanningWe'll develop a strategy that is right for you and your family, helping you prepare for the rising cost of education with options such as a 529 plan or a Coverdell Education Savings Account.
Estate PlanningWhether it's providing income for a spouse, educating children or grandchildren, or leaving money to a favorite charity, we will help you develop an estate plan or a trust that allocates your assets the way that you want.
Business SuccessionWe can help you accomplish tax planning, executive insurance and investment planning, as well as assist you in your employee benefits decisions.
Protection PlanningWe can help calculate your life insurance needs, factoring in future changes in your finances and the rate of inflation.
Seaside National Bank & Trust owns and operates Seaside Insurance. Seaside Insurance is an independent insurance agency focused on providing our clients with insurance solutions tailored to fit their specific needs. We do not offer any proprietary investment products; instead, we operate as an independent agency. Seaside Insurance will perform a prudent analysis of all aspects of your current personal insurance plans to assure you have adequate coverage, proper ownership and beneficiary structure. We will also do a cost comparison to ensure you are receiving a good value on your policy. Whether you are considering new coverage, additional coverage or simply want a review of your existing policies, Seaside Insurance can provide you with the guidance you need to make an informed decision. Seaside Insurance offers a wide variety of insurance offerings including:
- Life Insurance
- Key Man Insurance
- Term life
- Universal life
- Fixed annuities
- Long-term care
- Split dollar plans
- Buy/Sell life insurance
Retirement Plan & 401(k) Services
- Plan Review and Consultation
- Coordination of Plan Service Providers
- Risk Management Solutions
- Employee Education
- Unbundled Approach
Employee Benefit Services
- Group Plans: Medical, Dental & Vision
- Group Ancillary (Life, AD&D, STD, LTD)
- COBRA Administration
- Customized EB Website
- EB Consultation and Benefit Management
Executive Planning Services
- Executive Compensation
- Business Succession Planning
- Risk Management Solutions
Treasury Management & Depository Services
- ACH Origination
- Wire Transfer (domestic and international)
- Online Payroll and Bill Payment
- Credit and Debit Cards
- Fraud Prevention Services
- Remote Deposit Capture
- Cash Vault Services
- Merchant Credit/Debit Card Processing
In his roles as Vice Chairman of Seaside National Bank & Trust and Chairman and Chief Executive Officer of Seaside Insurance,
Steve is responsible for the oversight of Seaside’s Wealth Management, Trust and Fiduciary and Insurance solutions. Prior to Seaside,
Steve was responsible for the initial capital raise to purchase a Florida-based private bank and trust company. Steve led the
institution’s growth and expansion, which resulted in its 2005 sale to a financial holdings company, and in 2009, he led the
capital raise to repurchase and further capitalize the institution. Steve continued to lead the institution's growth until his
departure in May of 2012.
MBA from University of Miami | Bachelor of Science from University of Central Florida
Philip was previously a Senior Vice President and Managing Director of a large regional
Registered Investment Advisor. In this role, Philip was responsible for Institutional
Investment Sales in Florida, including sales of Endowments and Foundations Services
and Retirement Services. Mr. Rich was responsible for the development of a Rollover
Solution Center, a specialized advisory group designed to serve the needs of
participants transitioning out of 401(k) plans.
MBA from Rollins College | Bachelor of Arts from Rollins College
Prior to joining Seaside, Nora served as a Private Client Advisor and a Trust Business
Development officer at a large regional financial institution. She was responsible for
the management of individual and corporate investment portfolios totaling over
$75 million in assets under management.
Bachelor of Science from University of South Florida
Northern Trust School Series 7 License | Life, Health and Variable Annuity Licensed
Ben has performed equity analysis through fundamental techniques as well as
technical analysis and charting methods. He has worked at several different companies
before coming to Seaside including Coca-Cola, Walt Disney, and Newell Rubbermaid.
MBA from University of Central Florida | Master and Bachelor of Science from Georgia
Institute of Technology | Chartered Financial Analyst (CFA)
In August of 2006, Stuart was among the first hired at Seaside and was instrumental in the creation of Seaside Wealth Management.
Prior to Seaside, Stuart served as the Florida Group and Central Florida Regional Manager at a large regional financial institution
where he oversaw 5 regions and 180 investment consultants and had direct oversight of a retail investment operation that was comprised
of 64 investment consultants and staff.
Bachelor of Arts from Framingham State College
American Banking Association’s National Trust School Graduate
After joining Seaside, Adam has taken on the responsibility of daily management of most
client accounts, equity analysis and research of existing and new investment opportunities,
and ensuring Seaside meets regulatory compliance obligations. Adam has a diverse
background spanning many industries including having worked for HCA Healthcare,
Hilton, Discount Tire, and The University of Central Florida.
MBA from University of Central Florida | Bachelor of Science from Florida State University
Chartered Financial Analyst (CFA)
Lance was previously Vice President of Charter Investment Advisor, Inc., a Registered Investment Advisor located in Orlando, Florida. While at Charter, Lance
served as the lead portfolio manager and also assisted clients with the estate and retirement planning. Lance was with Charter for eighteen years until the company
was acquired by Seaside National Bank & Trust in 2014. In his role as fiduciary officer, Lance is responsible for the oversight and administration of Seaside’s Trustee and Estate services.
Bachelor of Science from the University of Florida | Certified Financial PlannerTM (CFP®)
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