Creating a solid financial plan requires a carefully and thoughtfully designed road map. The first step in creating a unique and customized financial plan is Client Discovery.

In Client Discovery, we work with you to assemble the financial and personal information necessary to create a custom financial plan for you. The confidential information we gain from Client Discovery creates the path for our investment strategy and ensures we deliver on our promise of providing needs-based investment solutions to you.

We will use the information gathered in this step to help create your asset allocation model. In addition, the information is used to produce an individual investment policy statement, which details your asset allocation, return expectations, risk tolerance and investment constraints. We create your own unique investment policy statement to ensure we are meeting your financial goals and needs.

We will work with you to collect information regarding your:

• Investment objectives, goals, risk tolerance and time horizons
• Asset allocation and portfolio of investments
• Risk exposure and insurance plans
• Personal investment preferences or issues unique to you
• Income requirements and liquidity needs
• Tax status
• Trusted advisors
• Existing financial plans
• Charitable inclinations
• Desired level of involvement with the day-to-day management of investments
• Estate plan documents or your aspiration for the transfer of wealth to your heirs and future generations