WHAT DOES SEASIDE NATIONAL BANK & TRUST DO WITH YOUR PERSONAL INFORMATION

Why?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.

What?
The types of personal information we collect and share depend on the product or service you have with us. This information can include:

• Social Security number and income


• account balances and payment history


• overdraft history and checking account information

How?
All financial companies need to share customer's personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customer's personal information; the reasons Seaside National Bank & Trust chooses to share; and whether you can limit this sharing.

To limit our sharing

• Call 888-881-7628 - our menu will prompt you through your choice


• Visit us online: www.seasidebank.com


• Mail the form below:

Please note:
If you are a new customer, we can begin sharing your information 30 days from the date we sent this notice. When you are no longer our customer, we continue to share your information as described in this notice.

However, you can contact us at any time to limit our sharing.

Questions?

Call 888-881-7628 or go to www.seasidebank.com

What we do

How does Seaside National Bank & Trust protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. We have established Internal Controls and an Information Security Program designed to safeguard customer information.

How does Seaside National Bank & Trust collect my personal information?

We collect your personal information, for example, when you

• open an account or apply for a loan
• make deposits or withdrawals from your account
• make wire transfers
• tell us about your investments or retirement portfolio

We also collect personal information from others, such as credit bureaus, affiliates, or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only

• sharing for affiliates' everyday business purposes-information about your creditworthiness
• affiliates from using your information to market to you
• sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

What happens when I limit sharing for an account I hold jointly with someone else?

Your choices will apply to everyone on your account---unless you tell us otherwise.

Definitions

Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Seaside Insurance
• Seaside Capital Management

Nonaffiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

• Seaside national Bank & Trust does not share withnonaffiliates so they can market to you.

Joint marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

• Seaside National Bank & Trust doesn't jointly market